How to find the owner of a Tinkoff card. Question: How can I find out the owner of a card by its number? How else can you find out the card owner?

Confidentiality issues in banking are strict: if you ask employees of an institution to identify a person by card number, they will refuse you, no matter what arguments you give. Does this mean that it is impossible to find out such information? In some cases, you can find a person by Sberbank card number, and in legal ways.

In what cases does it become necessary to find out the owner by card number?

There are situations when it is necessary to find out the owner by the Sberbank card number. This is often due to the discovery of a payment document, fraudulent actions (operations carried out by the plastic holder) or erroneous money transfers. In the last two cases, it is better to contact law enforcement agencies. The police will deal with illegal activities and identify those responsible for them.

A wallet with bank cards was found

If you find a wallet and are trying to find the owner, bank cards are not the only source of information. Try searching through your belongings for a student ID card, driver's license, or other identification documents. Rarely does a person who carries bank cards have nothing else in their wallet. If a payment document is the only thing you have, you can find out information about its owner, but there is no guarantee that this will work. Post an ad about the discovery of a wallet to increase the chances of finding the owner.

Need to find the scammer

If you find yourself the victim of an attacker, contact the police immediately. You can go to the bank for help only after you write an application. Then, with a copy of this document (the original and all additional papers: checks, printouts of correspondence, if any), go to Sberbank. Both institutions will review the application and try to find the scammers, but there is no guarantee of a refund, even if you did everything correctly. Be prepared that the proceedings may take more than one month.

Wrong translation made

If you mistakenly transferred money to the wrong person, it is not necessary to find out his name, surname and other personal data. To solve the problem, call the Sberbank hotline (or contact the branch directly) and explain the situation, providing detailed information about the transaction and all statements. The institution's consultants themselves will send a message to the right person asking for a refund. If the recipient refuses to do this, you can write a statement to the police, claiming the sent amount in court.

How to check a bank card by number

Self-verification of a bank number (provided that it is legal) is simple and is done via the Internet. There are no services that calculate who owns a Sberbank card. Do not trust sites that allegedly provide this information for a paid registration. Although hacked databases exist on the dark side of the Internet, using them is illegal and criminally punishable.

The meaning of the numbers in the card account number

Some of the information encrypted in the unique card account number is not secret, but it also does not provide confidential information about the owner’s identity. The numbers contain the following information:

• Payment system. 3 – American Express, 4 – Visa, 5 – Mastercard. This number comes first in the card account number.
• Bank ID. Makes up the next six numbers. Using it, you can determine the issuing bank that issued the payment and settlement document.
• The program under which the card was issued. Encrypted in the 7th and 8th digits of the number.
• Owner's personal information. This information is contained in numbers 9 to 15, but is available only to bank employees.
• The last, sixteenth, digit serves to check the plastic for authenticity.

The most important information at this stage is the bank identifier (BIN). It is decrypted completely legally using open databases on online services. Then, based on which institution the card belongs to, you can search for the owner. It’s easier for those who want to return documents. When you have the plastic in your hands, decryption is not required, but if you have become a victim of criminals and only have a bank account number, the information will come in handy.

Is it possible to find out the owner's card number?

Bank card data is considered confidential and, from a legal point of view, cannot be found out. Sberbank employees are prohibited from disclosing this information, regardless of the arguments regarding its disclosure. Only a small part of the information remains available, with the help of which it is difficult to identify a person. If illegal activities are involved, the police will take over the investigation after first obtaining confirmation that the money was indeed stolen.

Bank Secrecy Act and other regulations

The security of bank transfers and the confidentiality of personal information is protected by relevant legislation. Among them:

• Article 26 of the Federal Law “On Banks and Banking Activities”. Proclaims the keeping of bank secrecy and non-disclosure of information to third parties, except for cases provided for by federal laws.,
• Article 857 of the Civil Code of the Russian Federation. Guarantees the confidentiality of information about banking transactions. Employees of the institution have the right to disclose personal information only to the clients themselves and their representatives, as well as credit history bureaus, government agencies and officials, but only in cases provided for by federal law. In case of violations of confidentiality, the aggrieved client may seek compensation for damages.

All employees of Sberbank (or another similar institution) sign an obligation to maintain commercial and banking secrets. Violations of federal laws that allow violation of this agreement are determined by the relevant government agencies. Simply saying that you have become a victim of criminals and demanding information on this basis is not enough. Write a statement to the police (they must issue confirmation of receipt of the document), and only then contact Sberbank employees.

How to find the owner of a Sberbank card

There are several ways to help find a person using a Sberbank card as a result of receiving partial information about him. Check out the legal methods below. Illegal methods include accessing hacked databases, but using them is criminally punishable. The owners of such services may turn out to be scammers who do not have the information and simply take money for nothing.

Find out your full name through Sberbank-Online

A special service of Sberbank was created for withdrawing and transferring money online. You can send the required amount via Internet banking to any card. In this case, after confirming that the account number was entered correctly, information about its owner is displayed. In this way, you can only find out the person’s first and patronymic, and instead of the full last name, Sberbank indicates only the first letter. However, sometimes it can be useful (in general, the function was created in order to reduce the risk of erroneous translation).

Bank cards are used almost everywhere. The number of payment transactions made with their help is growing exponentially. However, errors and failures often occur when transferring funds, as a result of which the money goes to another card account. And the question arises, how to find out the card owner by card number in order to contact and return what was sent. Thanks to the system for protecting the personal data of banking clients, it is quite difficult to gain access to this information.

Personal data of the bank client

Personal data – information that allows you to identify a specific person (full name, age, passport details, address, contact phone number, email address, etc.). To have access to such information, financial institutions are required to obtain each customer's consent to process and use it. This is most often done during the initial data collection phase.

If the client does not give his consent to data processing, then personal information about him can only be used within the framework of the concluded service agreement. With few exceptions, consent is a key factor when considering a possible new service user. Without receiving it, the bank may refuse to provide services.

Banks do not have the right to transfer information about bank card owners without their consent

Bank Secrecy Act

The storage and use of data is regulated by the law “On Banks and Banking Activities,” which defines bank secrecy as a set of information about transactions, accounts and deposits of an institution’s clients (Article 26). Any information regarding the services provided is not subject to distribution by the financial institution.

Clients themselves, their authorized representatives and representatives of government agencies, the list of which is indicated in the text of the law (investigative committee, FSN, FSSP, courts, Pension Fund of Russia, etc.), can gain access to data constituting banking secrecy. The list of government services permitted to access confidential information is periodically updated. Access is provided only as required by law.

If the bank provided a third party with information constituting a bank secret without legal grounds, the client has the right to demand compensation for losses through the court. Only persons listed in the law can find the owner by card number using his personal data.

Security of mobile and online services

There are many offers on the Internet to help you find out whose card it is by using your bank card number. However, not everyone should be trusted, since with the development of online payments, scammers have plenty of ways to lure and steal funds.

The easiest way is to provide information about the owner of the plastic for money. As a result, users pay money for air, since no data is provided to them. And you should not make purchases on sites whose reliability does not inspire confidence. Since when placing an order and entering card details there is a risk of them falling into the hands of fraudsters.

It should be remembered that the distribution of personal information of bank clients is illegal, so promises to punch a card and provide detailed information from a huge database are rarely true.

The card number contains information about the issuer of the plastic card

What can you find out from the map?

Is it possible to identify a person by his plastic card number? In fact, having a number does not make it possible to obtain complete information about its owner, but you can still find out something.

Basically, of course, this will be superficial information about the banking structure where the card is serviced. You can determine the owner of an Alfa Bank card (or any other structure) if the card is personalized. Then the first and last name will be written on the front side at the bottom left.

What data does the number contain?

Most of the information is contained in the bank card number. This data is not secret and anyone can read it if they wish. From the 16 digits on the front side of the plastic you can calculate:

• The first number shows which area the plastic issuer belongs to. 1.2 – card issued by the airline, 3 – tourism and entertainment sector, 4.5 – financial sector (4 – Visa, 5 – Mastercard), 6 – product under the patronage of trade and economic enterprises, 7 – oil production, 8 – television sector , 9 – government agencies.
• Numbers two through six indicate the BIN of the issuing banking institution.
• The seventh and eighth digits indicate the type of payment system used to service this product. System code values ​​vary from bank to bank; this information can be obtained on the institution’s official website.
• From the eighth to the fifteenth (sometimes from the seventh) digits are occupied by the personal combination of the bank client. In rare cases, it is this data that can become decisive when trying to check the owner’s card number.
• The sixteenth digit is the control digit.

It is unlikely that you will be able to find out the owner of a Sberbank card by card number, but it is possible to make inquiries in as much detail as possible.

What can owner data be used for?

According to the provisions of the Law “On Banks and Banking Activities”, personal data can be used only with the permission of its bearer. The goals are, of course, not indicated there. In practice, with the consent of clients, they are sent SMS and e-mail with advertising information. Contact information can be used to notify you of the presence of a debt to the bank.

You can find out the name of the card owner through a bank transfer to Sberbank online

Fraudsters can find out your last name by your Sberbank card number (for example) and use it to make payments on online platforms.

There are certain types of electronic platforms that do not require verification with a CVV code or SMS code. In this case, money will be debited from the card without the knowledge of its owner.

Another illegal type of dissemination of personal data is the sale of so-called “databases” collected in dubious ways. They sell them for a lot of money, and they are not bought for good purposes. At best, this is aggressive advertising. At worst, it involves buying out debts from credit institutions and pursuing debtors with collectors.

Secret tricks on how to find out the card owner by card number

The easiest way to find a person by Sberbank card number is create a transfer form from your card to a known number in the Sberbank system online. When filling out the column with the number below, the owner's name will automatically appear. The translation itself does not need to be confirmed.

In a similar way, you can find out the owner of the VTB 24 card, only in its Internet banking system, when filling out the transfer form by plastic number, only the first name, patronymic and first letter of the owner’s last name are determined.

If the question arises of how to find a fraudster by card number, then all financial experts recommend immediately contacting the police. And, if possible, provide them with all available evidence: receipts, screenshots, account statements, etc.

All banking institutions strive to maximally secure their data storage facilities from external attacks. As part of this strategy, it is almost impossible to find out detailed information about the card owner only by its number, only the first and last name. So, if you need to find the owner of the plastic card or return an erroneously sent transfer, it is better to contact the bank with the appropriate request.

Sberbank of Russia plastic cards are issued to clients for access to their current account. A bank card has its own 16- or 18-digit number (in some cases, the plastic card is assigned a 19-digit code). It is different from the customer account number.

Why do you need a card number?

If a client’s current account is essentially a person’s wallet in which he stores his money, then a plastic card is a tool that provides access to this wallet. With its help, the following happens:

• client identification in the Sberbank system;
• withdrawing cash from an ATM;
• payment for purchases by bank transfer;
• payment for goods and services in online stores;
• transferring money to another card or account.

If a client calls the hotline, then for quick access to information he only needs to give his card number. And convenient payment of utility bills and account replenishment through Sberbank Online, non-cash payments using a card in a store or withdrawing cash from an ATM is generally a daily practice. This system is very convenient, and it is quite difficult to imagine modern life without plastic cards.

In what cases can I provide a card number?

The card number is not secret information. It, unlike other plastic data, can be communicated to third parties. For example, when transferring funds from card to card, a person is asked to indicate details (actually, the plastic card number) and the owner’s full name to make sure that the addressee is indicated correctly. This is safe provided that the card is additionally protected (request for CVV2 card code, one-time password via SMS) and the client does not disclose other information (secret code, code from SMS, expiration date of the card) to anyone.

How to find out your Sberbank card number?

In some cases, the card holder does not know its number. If you have plastic with all the numbers indicated (sometimes only part is indicated), this is not difficult. But sometimes the card is missing, but its details are needed. There are several ways to find out your card number.

Cards with numbers on the front

The easiest way is to read the card number on its front side. The expiration date of the plastic card and the client’s name (if the card is personalized) are also indicated there. On the back of the card you can see the CVV2 code required when making online purchases and other data. But if the card number is not indicated in full, then there are several more ways to find it out.

Card number in the contract

If it is not possible to read the card number, you should find the agreement that the bank issued when it was issued. If you read it carefully, you will easily find the information you are interested in.

Find out your card number by phone

Sberbank's hotline provides 24/7 customer support. This is another way to find out your card number. By calling the toll-free number 8-800-555-5550, a person, after going through the standard client identification procedure, can ask the operator for his plastic card information, account status and other necessary information. This option is convenient when you only have your phone at hand.

Information about the number when visiting a Sberbank office

By visiting any bank branch, the client will certainly be able not only to find out his card number, but also to perform any other actions that cannot be performed via telephone or the Internet. To do this, you must have your passport with you.

Find out the number through Sberbank Online

You can also find out your card number via the Internet. For clients who actively use the Sberbank Online service, this will not be difficult. By logging into your personal account, a person can see the numbers of all his cards.

other methods

There are also other options. The client can find out his card number by writing an email to Sberbank. There is a separate e-mail for citizens’ requests and applications: [email protected]. It is to this address that you should send your request for a card number.

Is it possible to find out someone else's card number?

Finding out the Sberbank card number is not difficult if you are the owner of this plastic card. But sometimes situations arise when you need to get someone else’s card number. This need is not always caused by some insidious plans to receive other people’s money, but sometimes it is simply associated with the desire to give a person a gift in the form of a certain amount of money.

Sberbank protects its clients. For security reasons, card information is not disclosed to third parties. You can find out the treasured numbers from the person himself by coming up with some kind of trick or asking directly.

Security and privacy rules

First of all, the Sberbank card holder himself must remain vigilant. Already when drawing up an agreement with Sberbank, it is recommended to select a card type with additional protection (3-D Secure protocol). It involves a request to enter a one-time password from SMS when sending money, entering the CVV2 code and card expiration date when paying for goods and services on the Internet or for other actions related to changing the client’s balance.

You should not inform anyone about this sensitive data. If attackers find out the card number, owner's name (often required on online shopping sites), CVV2 code and card expiration date, then the cardholder's financial losses can be very serious. Especially if the card owner does not immediately notice the loss of money. If the card is a credit card, then its owner will also have to repay the debt to the bank.

All clients are recommended to promptly notify the bank about changes in personal information, in particular, about a change in the mobile number to which the card is linked. After all, sooner or later another person will receive the same phone number and will be able to redirect money to their mobile account if desired.

It should also be remembered that any banking information published on the Internet poses a potential danger to humans. Posts on social networks or forums indicating the card number, person’s full name and mobile phone number play into the hands of scammers. They very often react to such notes. Under any pretext, attackers can call and offer to provide secret card details or tell the code sent by Sberbank via SMS. Often such people introduce themselves as bank employees.

The 21st century is the century of development of technologies, capabilities and abilities. To meet the needs and simplify the life of a modern person, developers every day invent and produce various devices, instruments, gadgets, and objects. Development has not spared the banking sector either. If previously all funds were kept in cash, today all banks around the world open personal accounts for clients, allowing them to store, accumulate, and use funds at any time. This is done using bank cards that have an individual number and many elements of protection against fraudsters. That is, each card has a personal, unique number that will never coincide with another person’s card number, which means that this number can be used to personalize and identify the owner, having access to information on bank servers and computers. But an ordinary person will not be able to gain access to such data legally, under any circumstances. And all because all data is confidential information and is protected by law. How to find out the card owner by card number? This question may concern those who have become victims of fraud or made a mistake when transferring funds via Internet banking. Let's try to figure it out.

What information can be found by card number?

So, how to find out the last name of the card owner? Each bank takes care of preserving the personal data of clients, and constantly increases the level of protection of bank cards, accounts, and other elements. Today, most people use cards to pay for purchases and services, pay utility bills and dinners in restaurants. In addition, online stores are popular, which offer cheap and fast, and most importantly, convenient, making a purchase and paying for it. Are you wondering how to find out the name of the cardholder, knowing only the number? The answer may upset you, but there is still a ray of hope.

For example, you paid for the purchase of goods online and entered the wrong card number. Therefore, the money withdrawn from your card will be credited to the other person's account. Knowing only the card number to which the transfer was made, you will not be able to find out the phone number and home address of this person. The only thing is that when you make a repeated payment, you can find out the first and last name of the card owner, the first letter of the last name, and sometimes even the entire last name. It all depends on which bank the card belongs to.

It is worth considering that you will not be able to personally contact the owner of the card to which money was accidentally sent. The only way to find out the owner of a bank card is to submit a corresponding application to law enforcement agencies, who can initiate an investigation for investigation, but only after receiving special permission. If you do not want to spread information about what happened, you can, using the first and patronymic, as well as the first letter of the last name, try to find the person through social networks. But be prepared for the fact that your search will not bring a positive result. Only scammers in the field of computer technology can know how to find out the full name of the card owner, but we remind you that all information is protected by law, and if it is violated, the criminal will be held criminally liable.

Errors when transferring funds via Internet banking. What to do in such a situation?

When transferring funds using Internet banking, or using self-service banking terminals, you should be extremely careful, since it will be impossible to correct the error. Interested in how to find out the owner of a Sberbank card? The only thing you can find out about the person who received your transfer is their first name, patronymic and the first letter of their last name. But, most likely, this information will not be enough for the search. You just have to rely on the honesty and conscience of the card owner, and also on the fact that he will return the received transfer to you. And how to find out the name of the owner by the card number, you can only re-execute the transfer of funds, but only without confirmation. After entering the card number and amount, the system will show you some information about the owner to ensure that the actions taken are correct.

If you are interested in how to find out the phone number of the Sberbank card owner, it is worth considering that you will not be able to obtain such information legally. Of course, today criminals use various fraudulent schemes, due to which, unfortunately, gullible or inattentive citizens suffer.

What should I do to find out the card owner?

For example, you transferred funds to the wrong VTB Bank card number. How to find out the owner of a VTB card? The question is understandable and quite logical, because you definitely don’t want to give your money to someone. On the Internet you can find various applications and sites that promise, for a fee, to provide you with any information you are interested in about the owner of a bank card, and supposedly know how to recognize the owner by the bank card number. We want to assure you that these are scammers who are trying to get money from you, and often such applications are viral and harm your computer no less than your wallet.
The developers of the qiwi card took the issue of security more seriously. If you are wondering how to find out the name of the qiwi card owner, then we would like to inform you that this information is not displayed even when filling out the funds transfer form. Although some argue that the mobile application shows the name and patronymic of the owner of this card.

Regardless of whether you are interested in the owners of Sberbank or VTB cards, or how to find out the owner of a Tinkoff card, the banking system today has a fairly high level of protection of clients’ personal data, and does not leave you, an ordinary person, the slightest chance. In most cases, the problem of returning money can only be resolved with the help of law enforcement agencies.

Even if, when buying goods online, you know the seller’s phone number, in case of unpleasant situations you will not be able to find out the card owner by the number. Although today the Internet offers many services to determine the data of the owner of a SIM card, these services are paid, and no one guarantees you the accuracy, since private databases are used. Contacting the mobile operator center is also not an option, since all customer data is confidential. For example, you receive calls on your phone from an unfamiliar number that cause suspicion or concern. In such a situation, the best option would be to contact law enforcement agencies, who, by making special requests, will be able to identify the telephone scammer or the real criminal.

Summarize. It is much easier to foresee an unpleasant situation related to transfers of funds to cards than to solve the problem later. Therefore, we want to remind you once again: be careful, check every number when transferring money to another person’s account, pay attention to the first and last name that the system shows to clarify and personalize the card owner.

Latest checks:

Each of us may unexpectedly encounter the situation of an incorrectly sent money transfer. If the funds went to the wrong place, the question arises of how to find out the owner by the Sberbank card number.

Cases of making mistakes when dialing the recipient's plastic number are observed quite often. When making a purchase on the Internet or through advertisements, buyers rarely meet sellers in person - most often transactions take place remotely. We transfer the amount to the seller's card and wait for the purchased product to be sent to us.

However, troubles also happen - this number may be indicated incorrectly, or the seller turns out to be a fraudster. And the only way out that the deceived client sees is to find the person using the Sberbank card number and demand a refund from him.

Is it possible to find out the owner of a card by its number: what information is encrypted in the numbers on the plastic?

At first glance, the solution seems simple and easy to implement - you can contact the bank branch employees and ask them to provide information about the owner of the specified card. In reality, everything is different. Whatever reasons you give for your request to provide you with information about the card account owner, it is impossible to obtain it legally.

Information about the personal data of card account holders is confidential. And according to the Bank Secrecy Act, no employee of a financial institution will disclose such information to third parties.

Having been refused by the bank, many wonder whether it is possible to find out the owner by the Sberbank card number. In reality, data encrypted in numbers is not secret, but they will not provide information about the person’s last name and first name.

The numbers in the card number contain the following information:

• The first digit indicates the payment system. The number starting with number 4 refers to the VISA payment system, and starting with number 5 – to Mastercard;
• the first six numbers are the bank identifier, which can be used to determine the bank that issued this card;
• the seventh and eighth digits on the plastic indicate the program under which it was issued;
• numbers from nine to fifteen refer to the owner’s personal data. It is from them that you can find out who the holder of this card is, but this is only available to bank employees;
• The sixteenth digit in the number is used only to verify the authenticity of the payment instrument.

Encrypted data will not give an outsider the answer to the question of how to find a person by Sberbank card number. However, having only written numbers in hand, you can find out the name and patronymic of its owner. The Sberbank Online system will help with this.

To do this, you need to go to the application and initiate a transfer of funds from your card to the specified one. By entering the number of the card you are interested in, you can see on the screen in the “Recipient” column the full name, patronymic and first letter of the holder’s last name. The transfer itself does not need to be carried out - the operation can be canceled after clarifying the data of interest.

Real ways to find out the identity of the owner of a Sberbank card by its number

If a certain amount was mistakenly transferred to an unknown plastic card number, the sender has the right to contact the bank - in person or by calling the hotline. In a conversation with a consultant, you should describe the situation and also provide the transaction number. It is indicated on the receipt printed at an ATM or received by email when paying through a mobile application.

In this case, a person does not need to figure out how to find the owner of a Sberbank card by card number. Bank employees themselves will send him a message asking him to return the erroneously transferred amount, indicating the sender’s account. If the holder of this card does not return the money, you can contact law enforcement agencies and write a statement. Then recover the transferred funds from this person through the court.

There is another way to find a person using a Sberbank card. Websites that provide similar information can help with this. It is enough just to enter the number of the account of interest into the search line, and the user will be provided with information about its owner, containing his last name, first name and patronymic. However, this method is illegal.

To find out whether it is possible to find a person by Sberbank card number, it is best to contact the financial institution itself or the police. Illegal methods can be useful only in extreme cases. Therefore, in order to save yourself from long explanations and hassle of returning money, try to be careful about any transactions on the Internet. And never post your payment information on Internet resources, where they can be stolen by attackers.